- Consolidate your debt. If you have debt over multiple cards and companies, consolidating into one monthly payment may make repaying your debt easier to manage. Check our online Loan calculator to see if our interest rates can help you manage your debt.
- Check your overdraft. With banks charging as much as 40% for planned and unplanned overdraft fees, taking a loan out with BCU may mean you pay less in interest each month than in fees, which can help you clear your overdraft. Check what you’re paying and compare it with our interest rates to see if we can help.
- Open your bank statements. You may think you know your outgoings like the back of your hand, but many people fall into the auto-renewal trap and end up paying for subscriptions they don’t need. If you take a free trial, set your calendar to remind you to cancel in time, and regularly review your payments to make sure you’re not spending unnecessarily.
- Budget your spending. Use an online tool to work out your monthly spending and check and update it regularly. Try Money Helpers free budget planner.
- Join Bedford Credit Union. For simple and straightforward savings and loans, with no clutter or upselling. Check your savings balance or loan repayments any time via our online portal or app or call to make an appointment to speak to a real person at our Bedford office.
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