Calculator results are for illustration purposes only and do not guarantee a loan offer. If your application is approved, the loan amount, interest rate and repayment terms may vary after assessment. All loans are subject to status and standard lending criteria.

Credit Union Information

All Together Money (Association of British Credit Unions) www.alltogethermoney.coop

Local Authorities

Bedford Borough Council     www.bedford.gov.uk

Central Bedfordshire Council    www.centralbedfordshire.gov.uk

Luton Borough Council Luton Borough Council

Citizens’ Advice

Citizens Advice Bedford     www.bedfordcab.org.uk

Citizens Advice Mid-Bedfordshire   www.midbedscab.org.uk

Citizens Advice Luton www.citizensadviceluton.org.uk

Money, Pensions and Benefits Advice

Benefits Calculator –  www.entitledto.co.uk

Pensions – Money and Pensions Service www.maps.org.uk

Income and Budgeting Income & Budgeting Guides – www.moneysavingexpert.com/family

Mental Health and Money Advice – Mental health and money – www.mentalhealthandmoneyadvice.org/

Debt Issues

Step Change               www.stepchange.org

The England Illegal Money Lending Team (IMLT)   www.stoploansharks.co.uk

GamCare – The National Gambling Helpline www.gamcare.org.uk

Educational Resources

Bedfordshire Employment & Skills Academy Bedfordshire Employment and Skills Academy | Central Bedfordshire Council –www.centralbedfordshire.gov.uk/info/203/bedfordshire_employment_and_skills_academy

Money Saving Expert Financial Education – Financial education –https://www.moneysavingexpert.com/family/financial-education/

Talk Money – Talk money | MoneyHelper – https://www.moneyhelper.org.uk/en/family-and-care/talk-money

Money Helper – How to teach kids about money | MoneyHelper –https://www.moneyhelper.org.uk/en/family-and-care/talk-money/talk-learn-do/how-to-talk-to-your-children-about-money
Barclays LifeSkills – LifeSkills | Developing work and life skills  www.barclayslifeskills.com

Money Ready – Delivering expert-led financial education to young people – https://moneyready.org/

Crisis and Resilience Fund

Bedford Borough – Crisis and Resilience Fund | Bedford Borough Council – https://www.bedford.gov.uk/benefits-and-support/grants-and-funding/crisis-and-resilience-fund

Central Bedfordshire – Financial help in a crisis | Central Bedfordshire Council – https://www.centralbedfordshire.gov.uk/info/165/support_with_the_cost_of_living/2143/financial_help_in_a_crisis

Luton Borough – Apply for the Household Support Fund | Luton Borough Council – https://www.luton.gov.uk/benefits-financial-help

Welcoming Spaces

Bedford Borough – Welcoming Spaces | Bedford Borough Council – https://www.bedford.gov.uk/benefits-and-support/welcoming-spaces/welcoming-spaces

Central Bedfordshire – Warm Spaces | Central Bedfordshire Council – https://www.centralbedfordshire.gov.uk/info/165/support_with_the_cost_of_living/1264/warm_spaces

Luton Borough – Community Map –  https://luton.adoddle.org/

Help with Utilities

Anglian Water – https://www.anglianwater.co.uk/services/extra-support/help-paying-your-water-bill/help-if-youre-struggling-to-pay

Better Housing Better Health – https://www.bhbh.org.uk/

Foodbanks and community larders

MPAKThttps://impakt.org.uk
Trussellhttps://www.trussell.org.uk
Ethnic Food Bankhttps://www.ethnicfoodbank.org
Dine With Us On The StreetsFacebook group: https://www.facebook.com/groups/1628299744103365
Flitwick Community Fridgehttps://www.flitwick.gov.uk/living-and-working/flitwick-community-fridge/
The Need Projecthttps://theneedproject.org
Baby Bank (FACES Baby Bank)https://www.facesbedford.org/who-we-are
FACES Bedfordhttps://www.facesbedford.org
National Databankhttps://www.goodthingsfoundation.org/our-services/national-databank
Good Things Foundationhttps://www.goodthingsfoundation.org