Benefits of saving with Bedfordshire Credit Union
- Support Your Community: Your savings help local people access fair financial services.
- Build Financial Security: Regular saving prepares you for life’s unexpected costs.
- Access Affordable Loans: Members with savings can borrow up to £9,500 when needed.
- Community-Focused: We’re here for those who can’t access high street banking.
- Your Money is Protected: All deposits are covered by the Financial Services Compensation Scheme.
- Friendly, Personal Service: Our team is here to help.

Extra benefits
- Open a PrizeSaver Account and make your savings work harder.
- Manage your account via the BCU app and use the OnePay prepaid debit card for shopping and online payments.
- Access exclusive member discounts and offers via The OnePerks platform.
- Get half-price membership to Share Bedford Library of Things.

Membership made simple
- Anyone who lives or works within our area of common bond can join.
- Flexible Saving Options: Save up to £15,000 per member, whenever it suits you.
- Our annual membership fee is just £5.
- Join with proof of ID and address and a minimum deposit of £5.
- Prefer face-to-face? Visit our Bedford office for personal service.
Ways to save
- Set up a standing order from your bank.
- Pay via online banking.
- Arrange payroll savings with your employer.
- Have your salary, wages, or benefits paid directly into your account.
- Deposit at our Bedford office.
Ways to withdraw
- On our website via the member area.
- On our BCU app.
- Over the phone.
- In our office (limited cash withdrawals).

“I have been saving since 2010 and have always experienced very good service. I don’t need to visit the Bedford office as I manage my account online. If I need to make a withdrawal it’s very quick.”
“I’ve saved and borrowed from Bedfordshire Credit Union for 25 years. The services have been so very helpful and affordable, I can’t recommend them highly enough. The staff are consistently knowledgeable and helpful.”








