Bedfordshire Credit Union is your local community bank
We offer:
- OnePay Prepaid Debit Card
- Online account access through our Member Area
- Mobile access with the BCU app
- Exclusive discounts and vouchers via the OnePerks platform
- Half-price membership to Share Bedford a Library of Things
These tools make it easy to manage your money and plan for a secure future.
Our friendly team is always here to help whenever you need us.
Download the BCU app
A simple, flexible account with a contactless debit card
In partnership with OnePay – for Bedfordshire Credit Union members
Download the free OnePay mobile app
Looking for a secure and straightforward way to manage your money?
We’ve partnered with OnePay to offer our members a digital account and contactless Mastercard® debit card, making everyday spending easier, online, in-store, or at the ATM.
A modern account that supports your financial needs
The OnePay Flex Account is designed for anyone who needs a convenient and affordable alternative to a high street bank account. You can receive funds from Bedfordshire Credit Union, such as loans or savings withdrawals, straight into your OnePay account, giving you fast, secure access to your money.
Easy to open. Easy to use.
You can get started in just a few simple steps:
- Speak to Bedfordshire Credit Union
- Sign up with OnePay
- Receive your card and start using it
- No credit checks, no fuss—just a smart way to manage your finances.
Key features and benefits
- From only £3.95/month – no setup fee, no hidden charges
- Contactless Mastercard® accepted at millions of retailers worldwide
- Use online and in-store or withdraw cash from ATMs*
- Free UK purchases and ATM balance enquiries
- Instant account access via the free My OnePay App and Online Portal
- Send money to UK and international accounts
- Lock or unlock your card, view your PIN, and control transaction types in-app
- Digital statements and transaction history available anytime
- You’ll only ever spend the money in your account—there’s no overdraft or credit risk.
Always here to help
The OnePay UK-based customer service team is ready to support you. There’s also a helpful FAQ section on onepay.co.uk, and video guides available on YouTube at @onepaycard to help you get started and make the most of your account.
A secure and reliable way to access your money
With OnePay and Bedfordshire Credit Union, you get more than just a debit card—you get peace of mind, control, and convenience. Talk to us today to open your OnePay Flex Account and take control of your everyday spending.
*First 2 ATM withdrawals per month are free; £1.50 per withdrawal thereafter. Terms and conditions apply.
Terms and conditions apply. Please read the OnePay terms and conditions.
FREE access to 100+ discounts for Bedfordshire Credit Union members
- Save at Asda, Iceland, Sports Direct, Primark, Argos and hundreds more.
- Enter monthly giveaways to win BIG prizes from hampers to technology.
- Up to 20% off your favourite brands that you can use instore and online.
- Easy sign up: click the link, create an account and start saving for free.
How to get started
It’s completely free and takes less than 2 minutes.
- Visit oneperks.co.uk
- Create your free account
- Enter your email address and choose a password. Then verify your email address through the email from onepay.co.uk
- Browse and save Find the retailer you want to shop with, buy a discounted voucher and use it instore or online like a gift card.
Bedford Credit Union members can access half-priced membership to the Share Bedford a Library of Things.
The Library of Things is located in Bedford Central Library on Wednesdays 12pm-2pm and Saturdays 10am-12pm.
Once you have joined, you can borrow lots of useful things it’s not economical or practical to own, from tools to popcorn makers for just £1 a week.
Standard membership is just £5 per year, and if you can afford to, you can also include a donation to the LoT, and purchase “pay it forward” vouchers too.