Savings

Looking for a safe, flexible way to save and borrow? At Bedfordshire Credit Union, we’re more than just a financial service – we’re a community.

Membership

What we offer

Savings

Looking for a safe, flexible way to save and borrow? At Bedfordshire Credit Union, we’re more than just a financial service – we’re a community.

Membership

What we offer

Benefits of saving with Bedfordshire Credit Union

Support Your Community: Your savings help local people access fair financial services.
Build Financial Security: Regular saving prepares you for life’s unexpected costs.
Access Affordable Loans: Members with savings can borrow up to £9,500 when needed.
Community-Focused: We’re here for those who can’t access high street banking.
Your Money is Protected: All deposits are covered by the Financial Services Compensation Scheme.
Friendly, Personal Service: Our team is here to help.

Extra benefits

Open a PrizeSaver Account and make your savings work harder.
Manage your account via the BCU app and use the OnePay prepaid debit card for shopping and online payments.
Access exclusive member discounts and offers via The OnePerks platform.
Get half-price membership to Share Bedford Library of Things.

Membership made simple

Anyone who lives or works within our area of common bond can join.
Flexible Saving Options: Save up to £15,000 per member, whenever it suits you.
Our annual membership fee is just £5.
Join with proof of ID and address and a minimum deposit of £5.
Prefer face-to-face? Visit our Bedford office for personal service.

Become a member

Ways to save

Set up a standing order from your bank.
Pay via online banking.
Arrange payroll savings with your employer.
Have your salary, wages, or benefits paid directly into your account.
Deposit at our Bedford office.

Ways to withdraw

On our website via the member area.
On our BCU app.
Over the phone.
In our office (limited cash withdrawals).

“I have been saving since 2010 and have always experienced very good service. I don’t need to visit the Bedford office as I manage my account online. If I need to make a withdrawal it’s very quick.”

“I’ve saved and borrowed from Bedfordshire Credit Union for 25 years. The services have been so very helpful and affordable, I can’t recommend them highly enough. The staff are consistently knowledgeable and helpful.”