Your Community Bank

We offer savings accounts and affordable loans from our office at 6 St Paul’s Square, Bedford and online. Like other financial institutions, we are regulated by the Financial Conduct Authority and the Prudential Regulation Authority, and all savings are protected by the Financial Services Compensation Scheme.

Founded in 1998, BCU now has around 3000 members. We look after more than £1.45 million in savings and have a loan book of over £575,000. Our goal is to encourage regular saving and provide fair, affordable loans.

Community is at the heart of what we do. Volunteers help run the office and support many key functions of the organisation along with a small team of staff.

We are affiliated with All Together Money (Association of British Credit Unions), registered under the Data Protection Act, and are members of the Financial Services Compensation Scheme and the Financial Ombudsman Service.